PCP Car Finance Calculator

Welcome to my personal contract purchase (pcp) calculator. I originally created this site because my wife was looking to buy a new car and we wanted to compare the car finance options on offer.

Whilst it was relatively easy to find a calculator online that would give us the monthly payment calculation for straight car loan finance, I could not find a pcp finance calculator that would give the monthly payment depending on the deposit put down etc. So I decided to create one.

Having financed quite a few cars through pcp I also found the process of finding the best deal pretty tiresome, so I've now included a "best deal available" indicator that will give you an idea of what the best deal around is.

The Finance Calculator:

Enter details below:
1) Price:
2) Deposit:
3) Dealer Contribution:
4) Part Exchange Value:
5) Amount of the loan:
6) Final Payment/GMFV:
7) Annual percentage interest rate:
8) Repayment period in months:


I hope you find it useful. Please remember that this a rough calculator and may differ slightly from a dealers car finance calculation.